When is the last time you checked your account beneficiaries? Beneficiary information for retirement accounts and life insurance policies will supersede anything you've specified in your will. We have heard horror stories of a long-divorced ex-spouse receiving generous death benefits instead of the decedent's current spouse and family. If you can't remember the last time you updated your beneficiary information, take a few moments to check in on your life insurance policies and retirement accounts to be sure your current wishes are being met. This is particularly important if you’ve had major life changes, like a marriage, divorce, or the birth of a child.